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Why Go Captive? Increase Control, Reduce Costs.

Businesses like yours confront risk every day.

That's why captive insurance is becoming a mainstream risk management tool.  Captive insurance used to be called an 'alternative risk management' strategy.  No more.

Captive insurance offers a wide variety of flexible tools to help you gain control over risk management issues and reduce your costs. Vermont is the undisputed gold standard of captive domiciles with over 1,100 captives licensed, including 48 of the Fortune 100 and 18 of the Dow 30.

Whether you're a seasoned industry veteran or just beginning the process -- we can help.

Our numbers and companies speak for themselves.

  • Over 90 RRGs, the most of any domicile.
  • Vermont-domiciled RRGs write 60% of all RRGs gross written premiums according to the 2014 Risk Retention Reporter.
  • 8 of the top 10 largest RRGs (in terms of gross written premium).
  • 8 of the top 10 largest RRGs (in terms of total assets).
  • Vermont has RRGs in healthcare, trucking, professional services, nursing homes, financial institutions, environmental, education, and religious institutions.
  • Vermont has its own examiners that perform value-added, efficient and cost effective exams.
  • Vermont has consistently been a leader with RRGs at the NAIC and NRRA.
  • Thirty-four year history in captives.
  • Vermont captives wrote $32.8 billion (estimated) in gross written premium in 2017, the most of any domicile.
  • Vermont captives held over $200 billion in assets, the most of any domicile.
  • Vermont has over 1,100 captives licensed.
  • Vermont was ranked Top U.S. Domicile by Captive Review Magazine in 2014-2017.

The State of Vermont is a welcoming place for your Risk Retention Group. But you don’t have to just take our word for it. Hear from several companies about why they chose Vermont.

Cassatt President and CEO Eric Dethlefs on why they chose Vermont for their captive insurance company.


Dan Labrie, President and CEO of Housing Authority Risk Retention Group, discusses what sets Vermont apart firm other Captive Insurance domiciles.



Rich McCarthy, Executive Vice President of The Land Title Assurance Company, discusses working with the State of Vermont's Captive Insurance Industry.



Are you ready to talk to Vermont about your Risk Retention Group?


Ian Davis

Dave Provost