Captive Insurance Companies Association Annual Conference, Scottsdale, AZ
March 2004

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	Dan Towle of Vermont, Bill Fellows of Munich America Risk Partners, Allen Basis and Ed Baniak of Risk & Insurance Magazine
Derick White of Vermont with Ron Philips of the Newtron Group and guests
	Views from the Westin Kierland Site of the CICA Conference
Dinner hosted by Brown Brothers Harriman