Risk and Insurance Management Society Annual Conference & Exhibition, San Diego, CA April 2004

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	Eugene Harmer of Marvin Windows and Doors with Len Crouse.
Kevin O'Reilly of Lucent Technologies, Len Crouse of Vermont, Alan Port of Paul Frank & Collins, and Craig O'Connor of Lucent Technologies
	Representative of Laidlaw, Inc. with Len Crouse of Vermont and Jeffrey Cassell of Laidlaw, Inc.
Archie Mears of PepsiAmericas Inc., Barabara LaRock of VCIA and Toni Herwaldt of PepsiAmericas Inc.
	Rob Miller of Dwight Asset Management, Derick White of Vermont and Alan Port of Paul Frank & Collins
John Elway future Hall of Fame Quarterback with Dan Towle of Vermont
	John Elway future Hall of Fame Quarterback with John Lamdin of Weyerhaeuser winner of autographed jersey hosted by Munich-America Risk Partners
Paul Winston of Business Insurance, Dan Towle of Vermont and Rodd Zolkos of Business Insurance at the Spencer Gallagher Golf tournament held at La Costa
	Allison Van Steensburg of Milliman USA, Mike Meehan of Milliman USA and John Elway future Hall of Fame Quarterback
Rodd Zolkos of Business Insurance proving if you hit a golf ball hard enough that PVC Pipe will explode
	Rodd Zolkos and Paul Winston of Business Insurance Magazine.
Ed Baniak, Matthew Kahn, Mark Basis, and Allen Basis of Risk & Insurance Magazine.